401k Vs IRA… Is One Better?



Thinking about using a 60-day rollover from your 401(k)? Mark J. Kohler explains why it’s more hassle than it’s worth. Between the mandatory 20% tax withholding and messy tax reporting, it’s rarely the best move. If you need short-term access to retirement funds, an IRA rollover may be the safer path—especially when dealing with Roth accounts.

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