Can you do a backdoor Roth if you’re already contributing to a Roth IRA? The answer: you only get $7,000 (under 50) or $8,000 (50+) each year, either through the front door or the back door—not both. But here’s the game-changer: with the mega backdoor Roth using a Solo 401k or employer plan, you could put away over $70,000 into your Roth in a single year.
Mark breaks down the difference between the front door, back door, and mega backdoor Roth so you know your options for tax-free retirement growth.
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