Here’s the math: contribute $69,000 a year into your Roth 401(k) for the next 10 years at an average 8% return, and you’ll have $1 million tax-free.
If you’re married, keep your spouse on payroll and do it for both of you — that’s $2 million tax-free in a decade.
For couples in their 40s or 50s catching up on retirement, this is one of the smartest wealth-building plays you can make right now.
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