This is How Much House You Can Get Putting 3.5% Down

Can one afford a house if you just put 3.5% down? Knowing how much house you can afford based on your down payment and salary is not only crucial for your personal finances but also for your overall financial well-being. In this video, we look at your how much home you could qualify for putitng 3.5% down with different salaries and loan amounts. ➑️ – This is How Much House You Can Get On a $65K Salary – https://youtu.be/jpYXWUpj54I βœ… – Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start HOME BUYER RESOURCES: 🏠 – First Time Home Buyer Course – http://www.becominghomewise.com πŸ“§- Sign Up For My Free Newsletter – https://bit.ly/48LJJp3 Connect with me πŸ‘‡ Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker #housingmarket #firsttimehomebuyer #realestate source

How The Upcoming RECESSION Will Impact Mortgage Interest Rates & House Prices

Mortgage rates are falling, but economic uncertainty could change everything. With inflation cooling, job market shifts, and the Fed’s next moves uncertain, homebuyers and sellers need to stay informed. Recession fears are pushing rates lower, but financial instability and tighter lending could create new hurdles. This breakdown covers market trends, mortgage rate volatility, and key strategies to navigate 2025’s housing market. ➑️Buying a Home at a 7% Mortgage Interest Rate is SMART – https://youtu.be/Gi6AmjDvcLM HOME BUYER RESOURCES: βœ… – Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start ➑️ – Let Us Watch Mortgage Rates For You – http://www.jebsmith.net/ratewatch 🏠 – First Time Home Buyer Course – http://www.becominghomewise.com Connect with me πŸ‘‡ Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker #housingmarket #firsttimehomebuyer #realestate source

A New REFINANCING Opportunity Is On It’s Way!

Mortgage interest rates just made a big move, dropping from 7.25% to 4.5% in just over a month, which could reshape the entire housing market. An economic slowdown, recession fears, and market volatility are driving rates lower, creating a potential refinancing opportunity. “No-cost” refinances aren’t truly free, as costs are often hidden in higher interest rates or added to the loan balance. In this video, I discuss when it makes sense to refinance, when it doesn’t, and how to avoid costly refinancing mistakes ➑️ Do NOT Pay Points When REFINANCING – https://youtu.be/dZjyEzIvfZg HOME BUYER RESOURCES: 🏠 – First Time Home Buyer Course – http://www.becominghomewise.com βœ… – Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start πŸ‘€ – Join our Rate Watch List – http://www.jebsmith.net/ratewatch πŸ“§- Sign Up For My Free Newsletter – https://bit.ly/48LJJp3 Connect with me πŸ‘‡ Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker #housingmarket #firsttimehomebuyer #realestate source

How Low Will Mortgage Interest Rates Go?

Housing Affordability is continuing to improve as mortgage interest rates grind lower. Should you BUY NOW or WAIT for Lower Mortgage Rates? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market Most Recent LIVE Q & A – ⏩Where Are Interest Rates Headed With FED Rate Cuts? https://youtube.com/live/jNnmzww0Oo4 HOME BUYER RESOURCES: 🏠 – Teaching You How To Buy A House The Right Way – https://bit.ly/4clhsse βœ… – Work Directly with My Team (Mortgage and Real Estate Nationwide) – http://www.jebsmith.net/referral πŸ†˜ – Join Our First Time Home Buyer Community – https://bit.ly/3TVHGKs πŸ“§- Sign Up For My Free Newsletter – https://bit.ly/48LJJp3 πŸŽ™- The Educated Home Buyer Podcast – @theeducatedhomebuyer Spotify – https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple – https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube – http://www.youtube.com/@TheEducatedHomebuyer Want to Connect with me πŸ‘‡ Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker ➑I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➑T I K T O K ➳ https://www.tiktok.com/mrjebsmith source