Is America trading long-term growth for short-term debt survival?
A debt spiral is shifting investor confidence away from U.S. exceptionalism. When banks fund debt over innovation, economic growth is at risk. source
US Federal Income Taxes: How the US Federal Government is Funded & How Your Share is Calculated
The US federal government collected $4.9 trillion in revenue in 2024 — 99% of it from taxes. 49% came from federal income tax and 35% came from payroll taxes (for social security and medicare). The US has a progressive tax system, which means that you pay more taxes on each income tier (in 2024 for single filers, 10% on your first $11,600, 12% on $11,604 to $47,150 and so on). And you can deduct some expenses (like mortgage interest) from your taxable income amount. More Americans are in the 12% tax bracket than any other. Learn more about how personal federal income taxes work, as well as corporate taxes, state and local taxes, and tax changes over time. Learn More: https://usafacts.org/answers/how-much-does-the-us-federal-government-collect/country/united-states/ https://usafacts.org/articles/who-pays-the-most-income-tax/ source
This is how much teachers get paid in the US. #data #teachers #teacherlife
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Are we ignoring the warning signs of a debt-driven tipping point?
When interest payments surpass defense spending, history calls it a tipping point. Jim’s 42 years in restructuring says: buyer beware. source
Could generative AI be the most revolutionary force since the steam engine?
Generative AI is transforming the landscape at a pace that rivals the Industrial Revolution. Think of it as upgrading from one brilliant research assistant to ten MIT physicists on demand. source
Market Recalibration: Taxes, Trade, and the Future of Finance with Jim Millstein
Willy was once again joined by Jim Millstein, Co-Chairman of Guggenheim Securities to discuss today’s hottest topics facing the market. They explored the revolutionary impact of AI, the truth about the sovereign debt market, implications of the Mar-a-Lago Accord, rising trade barriers, Jim’s insights on the potential privatization of Fannie and Freddie, and the warning bell he’s sounding for the U.S. Whether you’re a policymaker, lender, investor, or market observer, you won’t want to miss this dynamic and insightful discussion. Key Points In The Webcast: 00:00 Introduction 02:22 Willy introduces Jim Millstein 04:17 The biggest challenge in the market landscape today 06:46 Using AI for law and banking 09:53 Should firms create their own AI or integrate existing ones? 11:52 Being the U.S. Chief Restructuring Officer 14:13 Lessons from the AIG failure 18:31 Parallels between the U.S. and Argentina 24:57 Why is the U.S. dollar decreasing in value? 27:44 The soaring cost of U.S. debt financing 29:05 When growth can’t outpace the debt 32:33 Can we sell our way out of debt? 34:43 The limits of monetizing federal assets 39:17 The long-term consequences of U.S. debt 42:10 The implications of the Mar-A-Lago Accord 45:34 The need for fiscal consolidation 48:21 Treasury demand vs. bank lending 51:40 Is this the end of U.S. financial exceptionalism? 55:09 President Trump’s deals with the Middle East 58:46 Is reverting the tariff policy the solution? 01:00:19 The Freddie and Fannie conservatorship 01:05:09 Jim’s final thoughts GET NOTIFIED about upcoming shows: » Subscribe to our YouTube channel here: https://www.youtube.com/channel/UC5jhzGBWOTvQku2kLbucGcw » See upcoming guests on the #WalkerWebcast here: https://www.walkerdunlop.com/webcasts Related webcasts: Tune in on Wednesdays for fresh perspectives about leadership, business, the economy, commercial real estate, and more! #WillyWalker hosts a diverse network of leaders as they share the wisdom that cuts across industry lines. Check out our previous videos: » Full playlist: https://www.youtube.com/playlist?list=PL_QkMqEzOkzNmWUe9kpfRJ4213jIh6LNk Apple Podcasts: https://podcasts.apple.com/us/podcast/driven-by-insight/id1540843402 Spotify: https://open.spotify.com/show/1z3wDGMAjtscNhKWJfXs7L Follow us: » LinkedIn: https://www.linkedin.com/company/walker-&-dunlop/ » Facebook: https://www.facebook.com/WalkerDunlop » Twitter: https://twitter.com/WalkerDunlop » Instagram: https://www.instagram.com/walkerdunlop/ POSTING POLICY: Please bear in mind that this is a public and professional platform. We’ll do our best to ensure that our postings on this page comply with our standards, which prohibit content that: • is abusive, defamatory, threatening, or obscene • is fraudulent, deceptive, or misleading • violates the copyright, trademark, patent, trade secret, right of privacy, right of publicity, or other intellectual property right of another • contains or links to any virus, worm, Trojan horse, or other forms of malware or harmful code • contains the personal information of others, such as names, addresses, and telephone numbers • violates any law or regulation • is otherwise offensive. We expect users not to post content that violates our standards. We cannot monitor postings or discussions in advance, but we reserve the right to remove any posting that does not meet our standards. source
Rental Ready: Best Value Paint, Floor & Blinds for Your Rentals
James Davis Disclaimer: The information shared in this [live stream -or- seminar] is intended for general informational purposes … source
Are coastal cities making a quiet comeback for savvy investors?
Coastal cities may no longer be “core” investments, but they’re catching the eye of opportunistic capital. Jay Parsons explains why some investors are betting on long-term recovery in hard-hit markets. source
US Federal Spending: US National Debt Trends and Causes
The US federal government’s deficit increased to $1.8 trillion in 2024. Although federal revenue increased, spending increased as well. 21.6% of government spending was to social security,13% was interest on debt. National defense, Medicare, and Medicaid were the other top spending categories. Learn more about revenue and spending and how they impact the deficit. Learn More: https://usafacts.org/answers/what-is-the-federal-governments-budget-deficit-or-surplus/country/united-states/ https://usafacts.org/answers/how-much-debt-does-the-us-have/country/united-states/ https://usafacts.org/just-the-facts/budget/ https://usafacts.org/articles/the-federal-budget-an-overview/ https://usafacts.org/articles/what-is-the-us-national-debt-and-how-has-it-grown-over-time/ https://usafacts.org/government-spending/ source
What’s driving America’s shift from owning to renting—and is it here to stay?
Single-family homes are simply out of reach for many Americans, especially in the neighborhoods they actually want to live in. Jay Parsons explains why build-to-rent is booming and why renting remains the more viable option for median-income earners. source