If you put $7,000 a year into a Roth IRA, earning just a 10% return, you’ll hit $1 million tax-free in 27 years. Start at age 20, and that grows to $2.7 million by 57.
That’s how the wealthy build wealth — through consistent, tax-free investing, not flashy spending.
And if you want to speed it up, the Mega Backdoor Roth can get you to $1 million in just 7.5 years by stacking strategies with your Solo 401(k).
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